Insights and Strategies for Financial Success: The BD Oxford Financial Blog

the strategy suggests that retirees withdraw 4% of their retirement savings in the first year and then adjust that amount for inflation...

Between 1995 and 2000, the Nasdaq Composite Index surged by approximately 400% [1], reflecting the explosive growth of internet-based...

With the upcoming 2026 tax increase, it’s more important than ever to consider how ROTH conversions can mitigate these impacts across...

We'll explore how a 60-year-old with a $700,000 indexed annuity can use up to 4% annually to secure a $5 million life insurance policy...

Forty-four percent of millennials and a third of baby boomers have no retirement savings at all.

By using Tax Efficient Retirement Withdrawal Strategies and converting your retirement accounts to Roth IRAs, you can dramatically reduce yo

BDO Financial is proudly located in the beautiful historic Downtown of Templeton, California

There will be approximately $68 trillion being transferred to the next generation over the next...

Exemption from Required Minimum Distributions (RMDs) Arguably the greatest of the many potent advantages Roth IRAs hold over other retire...

Many individuals enter retirement with assumptions about their income that may not hold up under scrutiny.

Explore the importance of the '100 minus age' rule in retirement planning with BD Oxford Financial.

It's been three years since the Covid crash tanked the S&P 500. But there's still plenty of ways to make money since. Nine stocks in the...

Congress has given 401(k) plan sponsors like your employer the green light for offering investments that provide guaranteed lifetime...

The death of a loved one is a difficult event to endure. New matters arise that need to be handled as well. There are so many phone...

Something as simple as naming your child as an authorized user on your credit card could be a great way to set them up with a healthy...

The 100 Minus Age Rule? This rule says you should subtract your age from 100.

Retirees who live by the 4% rule and who keep pulling out money from their portfolios trusting that they won't run out, could end up...

This is a Pre-Recorded Webinar that is very informative and can answer questions pertaining to your personal tax picture.

How much do you spend on goods throughout the year? What if you saved an average of 10-25% on everything you HAD to buy...